:root{
--ink:#14213D;--ink-2:#34405C;--muted:#5A6478;--berry:#6B2D5C;--berry-dk:#4E1F43;--berry-lt:#F3E8EF;
--glacier:#E6EEF4;--birch:#FAFBF8;--white:#fff;--moss:#2F6B55;--line:#D5DCE5;--warn:#8A4B08;--warn-bg:#FFF6E8;
--display:"Bricolage Grotesque",Georgia,"Times New Roman",serif;--body:"Figtree",-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
--wrap:1160px;--prose:68ch;--r-sm:6px;--r-lg:18px}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}
body{margin:0;font-family:var(--body);font-size:1.0625rem;line-height:1.65;color:var(--ink);background:var(--birch)}
img{max-width:100%;height:auto;display:block}
a{color:var(--berry);text-underline-offset:3px}
a:hover{color:var(--berry-dk)}
:focus-visible{outline:3px solid var(--berry);outline-offset:3px;border-radius:2px}
h1,h2,h3,h4{font-family:var(--display);line-height:1.15;letter-spacing:-.015em;margin:0 0 .6em;color:var(--ink)}
h1{font-size:clamp(2.1rem,4.6vw,3.5rem);font-weight:700}
h2{font-size:clamp(1.6rem,3vw,2.35rem);font-weight:700}
h3{font-size:1.25rem;font-weight:600}
p{margin:0 0 1.1em}
.skip{position:absolute;left:-999px;top:0;background:var(--ink);color:#fff;padding:.6rem 1rem;z-index:99}
.skip:focus{left:1rem}
.wrap{width:min(100% - 2.5rem,var(--wrap));margin-inline:auto}
.prose{max-width:var(--prose)}
.prose ul,.prose ol{padding-left:1.25em}.prose li{margin-bottom:.45em}
.site-head{background:var(--white);border-bottom:1px solid var(--line)}
.site-head .wrap{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:72px}
.brand{display:flex;align-items:center;gap:.6rem;text-decoration:none;color:var(--ink);font-family:var(--display);font-weight:700;font-size:1.3rem}
.brand svg{width:38px;height:38px;flex:none}
.brand span{color:var(--berry)}
.nav{display:flex;align-items:center;gap:1.4rem}
.nav a{color:var(--ink-2);text-decoration:none;font-weight:500;font-size:.98rem}
.nav a:hover,.nav a[aria-current=page]{color:var(--berry)}
.nav a.btn{color:#fff}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:var(--r-sm);padding:.45rem .7rem;font:inherit;font-weight:600;color:var(--ink);cursor:pointer}
@media (max-width:920px){
.menu-btn{display:block}
.nav{display:none;position:absolute;left:0;right:0;top:72px;background:var(--white);flex-direction:column;align-items:flex-start;padding:1rem 1.25rem 1.5rem;border-bottom:1px solid var(--line);z-index:20;gap:.9rem}
.nav.open{display:flex}
.site-head{position:relative}}
.btn{display:inline-block;background:var(--berry);color:#fff;text-decoration:none;font-weight:700;padding:.8rem 1.35rem;border-radius:var(--r-sm);border:0;cursor:pointer;font-family:var(--body);font-size:1rem}
.btn:hover{background:var(--berry-dk);color:#fff}
.btn-ghost{background:transparent;color:#fff;border:2px solid #fff}
.btn-ghost:hover{background:#fff;color:var(--ink)}
.hero{background:var(--ink);color:#E9EEF6;padding:3.5rem 0 5rem;position:relative;overflow:hidden}
.hero h1{color:#fff;max-width:18ch}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:3rem;align-items:start;position:relative;z-index:1}
.hero .lede{font-size:1.15rem;max-width:52ch;color:#D4DCEA}
.hero-points{list-style:none;padding:0;margin:1.5rem 0}
.hero-points li{padding-left:1.9rem;position:relative;margin-bottom:.7rem}
.hero-points li::before{content:"";position:absolute;left:0;top:.45em;width:14px;height:14px;border-radius:50%;background:var(--berry-lt);box-shadow:inset 0 0 0 4px var(--berry)}
.hero .note{font-size:.92rem;color:#AFBBD0;border-left:3px solid #C99BBC;padding-left:.9rem;margin-top:1.5rem}
.hero .ridge{position:absolute;left:0;right:0;bottom:-1px;width:100%;height:70px}
.form-card{background:var(--white);color:var(--ink);border-radius:var(--r-lg);padding:1.6rem 1.5rem 1.4rem;box-shadow:0 24px 50px -24px rgba(0,0,0,.55)}
.form-card h2{font-size:1.5rem;margin-bottom:.3rem}
.form-card .sub{color:var(--muted);font-size:.95rem}
#_lg_form_{min-height:320px}
.tcpa{font-size:.78rem;line-height:1.5;color:var(--muted);margin-top:1rem}
.trust-row{display:flex;flex-wrap:wrap;gap:.5rem 1.1rem;margin-top:.9rem;font-size:.85rem;color:var(--ink-2);font-weight:600}
.trust-row span{display:inline-flex;align-items:center;gap:.35rem}
.trust-row span::before{content:"";width:8px;height:8px;background:var(--moss);border-radius:50%}
@media (max-width:920px){.hero-grid{grid-template-columns:1fr}.hero h1{max-width:none}.hero{padding-top:1.25rem}.hero-grid>.form-card,.two>.form-card{order:-1}}
.page-hero{background:var(--glacier);padding:2.6rem 0 2.2rem;border-bottom:1px solid var(--line)}
.page-hero p{max-width:62ch;color:var(--ink-2);font-size:1.1rem;margin-bottom:0}
.crumbs{font-size:.88rem;margin-bottom:1rem;color:var(--muted)}
.crumbs a{color:var(--ink-2)}
.meta-line{font-size:.9rem!important;color:var(--muted)!important;margin-top:1rem!important}
.sec{padding:4rem 0}
.sec-alt{background:var(--white);border-block:1px solid var(--line)}
.sec-intro{max-width:62ch;margin-bottom:2.2rem}
.sec-intro p{color:var(--ink-2)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:start}
@media (max-width:860px){.two{grid-template-columns:1fr}}
.trail{list-style:none;margin:0;padding:0;position:relative;max-width:760px}
.trail li:not(:last-child)::after{content:"";position:absolute;left:23px;top:49px;bottom:0;border-left:3px dashed var(--berry);opacity:.45}
.trail li{position:relative;padding:0 0 2.2rem 76px}
.trail li:last-child{padding-bottom:0}
.trail .num{position:absolute;left:0;top:0;width:49px;height:49px;border-radius:50%;background:var(--berry);color:#fff;font-family:var(--display);font-weight:700;font-size:1.3rem;display:grid;place-items:center;box-shadow:0 0 0 6px var(--birch)}
.sec-alt .trail .num{box-shadow:0 0 0 6px var(--white)}
.trail h3{margin:.55rem 0 .35rem}
.trail p{color:var(--ink-2)}
.rows{border-top:2px solid var(--ink)}
.row{display:grid;grid-template-columns:220px 1fr auto;gap:2rem;padding:1.6rem 0;border-bottom:1px solid var(--line);align-items:start}
.row .amt{font-family:var(--display);font-size:1.5rem;font-weight:700;color:var(--berry)}
.row .amt small{display:block;font-family:var(--body);font-size:.85rem;font-weight:500;color:var(--muted)}
.row h3{margin-bottom:.3rem}.row p{margin:0;color:var(--ink-2)}
.row a.go{font-weight:700;white-space:nowrap}
@media (max-width:760px){.row{grid-template-columns:1fr;gap:.6rem}}
.example{background:var(--white);border:2px solid var(--ink);border-radius:var(--r-lg);padding:1.6rem}
.example h3{margin-bottom:.2rem}
.example dl{display:grid;grid-template-columns:1fr auto;gap:.5rem 1rem;margin:1rem 0}
.example dt{color:var(--ink-2)}.example dd{margin:0;font-weight:700;text-align:right;font-variant-numeric:tabular-nums}
.example .total{border-top:1px solid var(--line);padding-top:.5rem}
.example small{color:var(--muted);display:block;line-height:1.5}
.tbl-wrap{overflow-x:auto;margin:1.5rem 0}
table{border-collapse:collapse;width:100%;min-width:560px;background:var(--white);font-size:.98rem}
th,td{text-align:left;padding:.8rem .9rem;border-bottom:1px solid var(--line);vertical-align:top}
thead th{background:var(--ink);color:#fff;font-weight:600}
tbody tr:nth-child(even){background:#F6F8FB}
.callout{background:var(--berry-lt);border-left:4px solid var(--berry);padding:1.1rem 1.25rem;border-radius:0 var(--r-sm) var(--r-sm) 0;margin:1.5rem 0}
.callout p:last-child{margin:0}
.warnbox{background:var(--warn-bg);border-left:4px solid var(--warn);padding:1.1rem 1.25rem;margin:1.5rem 0;border-radius:0 var(--r-sm) var(--r-sm) 0}
.warnbox p:last-child{margin:0}
.plain-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:2rem 2.5rem}
.plain-grid h3{padding-top:.9rem;border-top:3px solid var(--berry)}
.plain-grid p{color:var(--ink-2);margin:0}
.faq details{border-bottom:1px solid var(--line);padding:1rem 0}
.faq summary{cursor:pointer;font-weight:700;font-size:1.08rem;list-style:none;display:flex;justify-content:space-between;gap:1rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-family:var(--display);font-size:1.5rem;line-height:1;color:var(--berry)}
.faq details[open] summary::after{content:"\2212"}
.faq details p{margin:.8rem 0 0;color:var(--ink-2);max-width:70ch}
.cta-band{background:var(--berry);color:#fff;padding:3rem 0}
.cta-band .wrap{display:flex;justify-content:space-between;align-items:center;gap:1.5rem;flex-wrap:wrap}
.cta-band h2{color:#fff;margin:0 0 .3rem}.cta-band p{margin:0;color:#F3E8EF}
.cta-band .btn{background:#fff;color:var(--berry-dk)}
.cta-band .btn:hover{background:var(--glacier)}
.article{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:3.5rem;padding:3rem 0 4rem}
.side-box{background:var(--white);border:1px solid var(--line);border-radius:var(--r-lg);padding:1.3rem;margin-bottom:1.5rem}
.side-box h2{font-size:1.15rem}
.side-box ul{list-style:none;padding:0;margin:0}.side-box li{margin-bottom:.5rem}
.side-box p{font-size:.95rem;color:var(--ink-2)}
@media (max-width:960px){.article{grid-template-columns:1fr}}
.article main h2,.article .body h2{margin-top:2.2rem}.article .body h3{margin-top:1.6rem}
.calc{display:grid;grid-template-columns:1fr 1fr;gap:2rem;background:var(--white);border:1px solid var(--line);border-radius:var(--r-lg);padding:1.8rem;margin:0 0 2.5rem}
.calc label{display:flex;justify-content:space-between;font-weight:700;margin-bottom:.35rem}
.calc label output{color:var(--berry)}
.calc .field{margin-bottom:1.4rem}
.calc input[type=range]{width:100%;accent-color:var(--berry)}
.calc .out{background:var(--glacier);border-radius:var(--r-sm);padding:1.3rem}
.calc .big{font-family:var(--display);font-size:2.4rem;font-weight:700;color:var(--berry);line-height:1.1}
.calc .out dl{display:grid;grid-template-columns:1fr auto;gap:.4rem 1rem;margin:1rem 0 0}
.calc .out dd{margin:0;font-weight:700;text-align:right;font-variant-numeric:tabular-nums}
@media (max-width:760px){.calc{grid-template-columns:1fr}}
.post-list{border-top:2px solid var(--ink)}
.post-list article{padding:1.5rem 0;border-bottom:1px solid var(--line)}
.post-list h2,.post-list h3{font-size:1.35rem;margin-bottom:.3rem}
.post-list h2 a,.post-list h3 a{color:var(--ink);text-decoration:none}
.post-list h2 a:hover,.post-list h3 a:hover{color:var(--berry)}
.post-list p{margin:0;color:var(--ink-2)}
.post-list time{font-size:.88rem;color:var(--muted)}
.site-foot{background:var(--ink);color:#C9D2E1;padding:3.5rem 0 2rem;font-size:.95rem}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:2rem}
.site-foot h2{color:#fff;font-size:1rem;font-family:var(--body);font-weight:700;margin-bottom:.8rem;letter-spacing:0}
.site-foot ul{list-style:none;padding:0;margin:0}.site-foot li{margin-bottom:.45rem}
.site-foot a{color:#E3E9F3;text-decoration:none}.site-foot a:hover{color:#fff;text-decoration:underline}
.site-foot .brand{color:#fff;margin-bottom:.8rem}.site-foot .brand span{color:#E7C6DC}
.disclosures{border-top:1px solid #2E3D5E;margin-top:2.5rem;padding-top:1.5rem;font-size:.84rem;line-height:1.6;color:#AAB6CA}
.disclosures p{margin-bottom:.9rem}
.disclosures strong{color:#E3E9F3}
@media (max-width:860px){.foot-grid{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.foot-grid{grid-template-columns:1fr}}