Apply for Bear Loans online
Fill in the secure form below. It's free, it takes about five minutes, and you only move forward if you like an offer.
Before you start
Having these ready means you can finish in one sitting and, if approved, get funded faster:
- A government-issued ID and your Social Security number
- Your employer or other income source, and how often you're paid
- An active checking account in your name, with routing and account numbers
- A working phone number and email address
What happens after you submit
Your request is matched with lenders that serve your state. If one can work with you, you'll be shown its offer or sent to its website to review the terms. The lender may ask to verify income or identity. Nothing is final until you e-sign the lender's agreement.
If no lender in the network can help, the form tells you. You're free to try other options, and our alternatives guide lists several.
Read the numbers first. Every offer shows its APR, finance charge, and total repayment before you accept. Compare them with the calculator if you're unsure.
Full checklist on the requirements page.
Start your request
Soft check only. No fee to submit, no obligation to accept.
Consent to be contacted. When you submit the form, you agree that Bear Loans Online and the lenders and lending partners that review your request may contact you about your request and related offers at the phone number and email address you provide, including by autodialed or prerecorded calls and text messages. Consent is not required to obtain credit, and you can opt out at any time. Message and data rates may apply. Read our privacy policy and terms of service.
Ready to see what's available?
One free request. You decide whether any offer is worth taking.