Terms of service

By using BearLoansOnline.com, you agree to these terms. If you don't agree, please don't use the site.

Our service

Bear Loans Online is a free loan connecting service. We are not a lender, loan broker in every state, or financial advisor. We don't make credit decisions or guarantee that you'll be connected with a lender or approved.

Eligibility

You must be at least 18 (or the age of majority in your state) and a U.S. resident to submit a request.

Your information

You agree to provide accurate, complete information. Submitting false information may be illegal and will prevent your request from being processed.

Consent to contact

By submitting a request, you consent to be contacted as described in the form's consent notice and our privacy policy. Consent is not a condition of obtaining credit.

Lender relationships

Any loan is a contract between you and the lender. The lender's terms, rates, fees, and policies govern your loan. We aren't responsible for a lender's actions or decisions.

Educational content

Our guides and calculator are for general information only and aren't financial, legal, or tax advice. Examples are illustrations, not offers.

Intellectual property

Site content, design, and logos belong to Bear Loans Online. You may not copy or reuse them without permission.

Limitation of liability

The site is provided "as is." To the extent permitted by law, we aren't liable for indirect or consequential damages arising from your use of the site or any loan you obtain.

Changes

We may update these terms. Continued use of the site means you accept the updated terms.

Contact

Email [email protected].