Privacy policy
Effective September 24, 2026.
This policy explains what information Bear Loans Online ("we," "us") collects through BearLoansOnline.com, how we use and share it, and your choices.
Information we collect
Information you provide: name, address, email, phone number, date of birth, Social Security number, income and employment details, bank account information, requested loan amount, and any other details you enter in the request form.
Information collected automatically: IP address, browser and device type, pages viewed, referring page, and similar technical data collected through cookies and analytics tools.
How we use it
- To send your request to lenders and lending partners that may be able to help
- To verify your identity and help prevent fraud
- To contact you about your request and related offers, as you consented when submitting the form
- To operate, secure, and improve this website
- To comply with legal obligations
How we share it
We share your request information with lenders, lending partners, and service providers involved in processing it, including identity verification and fraud-prevention services. Lenders that receive your information may use it under their own privacy policies. We may also disclose information when required by law or to protect our rights. We don't sell your information to data brokers unrelated to your request.
Your choices
- Opt out of text messages by replying STOP
- Opt out of marketing emails using the unsubscribe link
- Ask us to access, correct, or delete your information by emailing [email protected], subject to legal retention requirements
- Control cookies through your browser settings
State privacy rights
Residents of California and other states with consumer privacy laws may have additional rights, such as knowing what personal information we collect and requesting deletion. Some information collected for lending purposes is covered by the Gramm-Leach-Bliley Act instead. To make a request, email [email protected].
Security
We use encryption in transit and reasonable safeguards to protect your information. No system is completely secure, so we can't guarantee absolute security.
Children
This site is not intended for anyone under 18, and we don't knowingly collect information from minors.
Changes
We may update this policy. The effective date at the top shows when it last changed.
Contact
Email [email protected].